After completing the 12th grade exam, it can be hard to decide what career
path to take. It's easy to feel stressed when there are so many choices.
Among all other branches, the banking and finance sector always stands out
as a good choice. This field is growing quickly in India, especially because
of the rise of digital banking and FinTech, making space for various banking and
finance courses after 12th.
The banking and finance industry is stable, growing and has the potential to
pay good salaries. It is not surprising that a lot of students are attracted
to this field. This article will help you choose from the many banking and
finance courses you can take after your 12th-grade exam. We will also
discuss the best finance courses for students to pursue after 12th, along
with the most important aspect - a career
in banking and finance after 12th.
Types of Banking and Finance Courses After 12th
1. Undergraduate Degree Courses (3-4 years):
These are full-time courses that provide you with a strong theoretical base
and a wide range of knowledge about business and finance. These banking and
finance courses after 12th lay the foundation for a long-term career in
finance. B.Com, BBA and B.A. (Hons) in Economics are some courses that you
can opt for.
2. Professional Certification Courses:
These are high-value qualifications that teach you specialised knowledge and
skills in certain areas of finance. You can pursue them alongside or after
completion of your degree course, which will help you in your career growth
and improve your job prospects. Therefore, these courses are highly
respected in the industry and can lead to specialised roles. Chartered
Accountancy (CA) and Certified Financial Planner (CFP) are two examples.
3. Diploma Courses (1-2 years):
Diploma programs, which usually take one to two years, teach you specific
skills like how to use accounting software, do banking operations or analyse
finances. You can do a diploma in Banking and Finance, a Diploma in
Accounting and a Diploma in Investment Banking. These courses are great for
you if you want to get a job in the banking and financial sectors.
Top Banking and the Best Finance Courses After 12th at the Undergraduate
Level
When you complete your 12th-grade exam then you can choose several banking
and finance courses, depending on your interests and career goals.
Institutions like JCC Rohini offer a variety of these programs. These
courses are available in both undergraduate and diploma formats, and you can
choose how you want to learn. Here we explain some of the popular courses:
1. Bachelor in Banking and Finance:
This course is a popular choice for you if you want to pursue your career in
banking and finance. This undergraduate course focuses on the fundamentals
of banking, finance, accounting, and economics. In this course, you will get
subjects like accounting, financial management, economics and banking
operations, which create a strong foundation for a career in the financial
sector.
2. Bachelor of Business Administration (BBA) in Banking and Finance:
The BBA in Banking and Finance is another popular course that teaches you a
lot of things about how banks work, how financial markets work, how to
manage risk, and how to make smart investments, etc. This course prepares
you for managerial roles in the banking and financial services sector. It
combines business administration with financial knowledge, which is a
flexible choice that gives you more knowledge about banking and finance.
3. Bachelor of Economics (B.Econ):
If you are interested in studying economics and how it affects banking and
finance, then you can pursue your Bachelor of Economics (B.Econ) after the
12th grade exam. This program teaches you about economic principles,
financial systems and how to make policies, etc, which are important for a
job in banking and finance.
4. Bachelor of Management Studies (BMS) with a Finance Specialisation:
The Bachelor of Management Studies (BMS) with a Finance specialisation is a
full undergraduate degree. It teaches you how to be a leader in the business
world with the help of a strong focus on finance. This program is the
combination of basic management skills with in-depth knowledge of finance,
which helps you learn important financial concepts like corporate finance,
investment analysis, risk management and financial markets. The program will
ready you to deal with the challenges of managing money in different fields
by giving you internships, case studies and opportunities to work with
people in the industry. So when you finish this program then you can work in
a number of fields such as corporate finance, banking, investment
management, financial consulting and more.
5. Bachelor of Arts (BA) in Economics (Honours):
The Bachelor of Arts (BA) in Economics (Honours) is an undergraduate degree
that gives you a deep understanding of economic theories, quantitative
methods and the social and economic forces that affect global markets. This
program teaches you how to look at the economy as a whole and as a
collection of smaller parts, which means people, businesses and governments.
Here you also learn about different topics like public finance,
international trade, economic policy and econometrics that will improve your
analytical and critical thinking skills. The Honours track focuses on
research, so students have to do projects and write research papers that
help them learn more about economic issues and trends. So after completing
this course then you can work in economic research, public policy,
consulting, banking or international organisations.
List of Professional Banking and the Best Finance Courses After 12th
1. Chartered Accountancy (CA):
If you want to work in accounting and finance, Chartered Accountancy (CA) is
a highly prestigious qualification. You can start your preparation for CA
after completing 12th grade. To prepare for this challenging course, top
finance institutions in India can provide valuable support. So if you do
this course, then you are an expert in financial reporting, auditing,
taxation, and financial management. It is a tough course, and so it requires
dedication and hard work, but it provides great job opportunities in banking
and finance.
2. Cost and Management Accountant (CMA):
The Cost and Management Accountant (CMA) certification is offered by the
Institute of Cost Accountants of India (ICMAI). This course gives you
in-depth knowledge of cost management and financial planning, which helps
you make strategic decisions. In this course, you will see three levels such
as Foundation, Intermediate and Final. And when you complete your course,
you will be a CMA certification expert and your work profile will include
cost control, financial management, cost accountants, management
consultants, financial analysts and performance analysis, etc. The CMA
certification is especially helpful for you if you want to work in internal
financial management and cost management.
3. Chartered Financial Analyst (CFA):
If you want to work in finance and investment banking, then the CFA
certification is the best choice for you. The CFA certification is provided
by the CFA Institute, and it has three levels. The course completion
duration is basically up to three years, but if you complete the course as
early as possible, then you get a fast CFA Certification. This course is
very focused on managing investments, analysing finances and managing
portfolios. In this course, you will see topics like equity research,
financial reporting and risk management in great detail. Those with a CFA
often go on to work in private equity, hedge funds, asset management, and
investment banking. This highly regarded qualification is especially helpful
for you if you want to work in high-level finance jobs in the global
financial markets.
4. Fintech Certifications:
Fintech certifications are new, but are very useful for you if you want to
work in the rapidly growing field of financial technology. So if you work in
such a field, then you can usually get these certifications through sites
like Coursera or the National Stock Exchange (NSE), etc. The duration of the
course is totally dependent on the course provider, and it basically takes
from 3 to 6 months, and the course fees are approximately from ₹10,000 to ₹2
lakhs. Fintech certifications are all about new technologies like
blockchain, cryptocurrency and digital banking, etc. That means you can do
this program online. Fintech-certified professionals can work in digital
payments, blockchain development and fintech startups, etc.
Comparing the Best Finance Courses After 12th
Finance is a big and ever-evolving field that has numerous subfields. So if
you are looking for a finance-specific course, then it can be a great choice
for you. Here are some of the best finance courses you can take after 12th
grade at a reputed institution like JCC Rohini to make sure you have a
bright career prospect in the banking and finance sector after 12th:
|
Course Name
|
Course Duration
|
Fees (Approx.)
|
Key Focus Areas
|
Career in Banking and Finance After 12th
|
|
Bachelor in Banking and Finance
|
3 years
|
₹5,26,500
|
Knowledge of how economic markets and the global financial
system work, which helps them land a credible job in
finance. Students learn about domestic and international
banking to gain an understanding of how the market functions
in an economy and the country's financial credibility.
|
Banking Officer, Equity Research Analyst, Financial Analyst,
Investment Analyst, Personal Financial Advisor, Risk
Analyst, Treasurer, Market Analyst, Investment Banker,
Internal Auditor, Finance Manager, Corporate Analyst,
Business Analyst
|
|
BBA/BMS in Finance
|
3 years
|
₹50,000 - ₹12 lakh/year (govt.: ₹50,000 - ₹5 lakh; private:
₹2-12 lakh)
|
Financial Management, Accounting, Economics, Business
Operations
|
Financial Analyst, Banking Executive, Finance Manager,
Investment Banker
|
|
Bachelor of Financial & Investment Analysis (BFIA)
|
3 years
|
Varies by college, typically ₹1 - ₹2.5 lakh/year
|
Stock Market Analysis, Investment Banking, Portfolio
Management, Financial Modelling
|
Investment Banker, Portfolio Manager, Financial Analyst
|
|
BSc in Financial Markets (BFM)
|
3 years
|
Varies, approx. ₹50,000 - ₹1.5 lakh/year
|
Trading, Investments, Financial Markets Analysis
|
Stockbroker, Financial Planner, Investment Analyst
|
|
B.Com in Finance / Accounting & Finance
|
3 years
|
₹5,000 – ₹70,000 (govt.), up to ₹2-6 lakh (private)
|
Finance, Accounting, Banking, Business Law
|
Accountant, Investment Advisor, Banking Services, Tax
Consultant
|
|
BSc in Finance / Financial Markets (BFM)
|
3 Years
|
₹50,000 – ₹1.5 lakh)
|
Trading, Investments, Financial Markets
|
Stockbroker, Financial Planner, Investment Analyst
|
|
BFIA (Bachelor of Financial & Investment Analysis)
|
3 Years
|
₹1 – ₹2.5 lakh
|
Stock Market Analysis, Investment Banking, Financial
Modelling
|
Portfolio Manager, Financial Analyst, Investment Banker
|
|
B.Com (Hons) – with focus or specialization in Finance
|
3 Years
|
₹10,000 – ₹2 lakh
|
Advanced Commerce, Finance, Management
|
Finance Manager, Auditor, Banker
|
|
BA (Hons.)/BSc (Hons.) Economics
|
3 years
|
₹50,000 - ₹1.5 lakh/year (can be higher in top private
colleges)
|
Economic Theories, Financial Markets, Market Behavior
|
Economist, Financial Analyst, Policy Advisor
|
Conclusion
The banking and finance sector offers numerous opportunities. And if you
choose an undergraduate degree, a professional
certification, or a diploma course, the industry provides you with a
clear direction for your success. The course that is best for you will
depend on your career goals, interests and your time commitment. Therefore,
you should research everything about your chosen course. If you want to have
a successful career in banking and finance, you need to focus on getting the
skills and qualifications you need.
FAQs
What is the scope of banking and finance courses after 12th?
There are many jobs you can get in investment banking, financial planning,
corporate finance and accounting if you are taking admission into banking
and finance courses offered by JCC Rohini. There is a high demand for
skilled professionals in these fields, which include financial analysts,
investment bankers, auditors and tax consultants.
Which course is best for a career in banking after 12th?
Most of the applicants choose the Bachelor of Commerce (B.Com) in Banking and
Finance. It gives you a basic understanding of accounting, economics and how
banks work, etc. Depending on whether you are more interested in management
or accounting, you could also get a Bachelor's in Banking and Finance, a BBA
in Banking and Finance or a Chartered Accountancy (CA).
How long do banking and finance courses last?
If you are taking admission in the undergraduate degrees, then they typically
last for 3-4 years. Professional certifications like CA can take 3 years,
and diploma courses range from 1-2 years. The duration depends on the type
and depth of the course you choose to pursue.
What are the career opportunities after completing a finance course?
After completing finance courses, you can explore different career
opportunities such as a financial analyst, investment banker, tax
consultant, risk manager or insurance underwriter. These roles offer you
competitive salaries and growth opportunities within the banking and finance
sector.
What are the benefits of pursuing a banking and finance career after 12th?
A career in banking and finance provides you with strong job stability, a
growing sector and competitive salaries. As we know, the internet
penetration is rising, and due to this, the digital banking and FinTech
industries are continuously expanding and providing you with good
opportunities for career growth and advancement.
What is the average salary for banking and finance professionals?
The salary in banking and finance varies based on the role and
experience. When you join in entry-level roles like a financial analyst, you
may earn ₹4-9 lakh per annum. In the senior roles such as investment bankers
or risk managers, you can earn ₹10-22 lakh or more annually
What skills are required for a career in banking and finance?
Key skills include financial analysis, accounting, problem-solving,
risk management, communication and proficiency in financial tools like
Excel. You need to understand that the economic trends, market analysis and
financial regulations are also crucial for success in the field.
How do I choose the right banking and finance course after 12th?
Before taking admission into institutions like JCC Rohini then you must think
about what you want to do with your life and what you like to do. The
Bachelor's in Banking and Finance programme is a great choice if you want to
learn about management and how businesses work. If you want to learn more
about accounting and taxes, Chartered Accountancy (CA) or a B.Com might be
better choices.
What are the job prospects after completing a BBA or BMS in finance?
After completing a BBA or BMS with a finance specialisation, you can pursue
roles such as a financial analyst, finance manager, investment banker or
financial consultant. These degrees provide you with a strong foundation for
managerial positions in banks, financial firms and corporations.